Mr. Rajesh Mehta

(Chief Finance Officer)

Mr. Rajesh Mehta 

A finance professional with expertise across auditing, accounting, and financial management, Mr.Rajesh Mehta began his career with CA firms in New Delhi before specialising in audits of banks, finance companies, and manufacturing organisations. Associated with the Amrit Group since 1996, he has been a trusted pillar of the organisation’s financial function for nearly three decades.

Mr. Aman Goyal

Sr.Vice President
(Finance Account & Treasury)

Mr. Aman Goyal 

Mr. Aman Goyal is Senior Vice-President at Amrit Malwa Capital Limited, leading the Finance & Accounts and Treasury functions. He has played a pivotal role in strengthening the company’s financial position — securing improved credit ratings, onboarding marquee lenders and investors, and driving operational efficiency through modern financial systems and processes. With a strategic mindset and a commitment to excellence, he continues to contribute to AMCL’s sustainable growth.

Mr. Rohit Thakur

Vice President
(Credit & Operations)

Mr. Rohit Thakur 

Mr. Rohit Thakur is the Senior Vice President at Amrit Malwa Capital Limited, leading the Vehicle Credit, Operations, Risk Management, IT, Dealer Onboarding, and Settlement functions. He leads the implementation and development of the Company’s Loan Origination System (LOS) and Loan Management System (LMS), driving digital transformation, process automation, and operational excellence to support sustainable business growth.

He has 16 years of professional experience, including 9 years with Amrit Malwa Capital Limited and 7 years with a Chartered Accountant (CA) firm, with expertise in finance, risk management, operations, and technology-driven business transformation.

Mr. Harsh Kumar

(Company Secretary)

Mr. Harsh Kumar

CS Harsh Kumar, an Associate Member of ICSI with B.Com and M.Com qualifications, has been associated with the AMCL Group since 2015 and serves as a Key Managerial Personnel of the Company. With over a decade of experience in corporate law and regulatory compliance, he oversees ROC/MCA, RBI, depository (CDSL/NSDL), Debenture Trustee and RTA compliances, along with the issuance of shares, debentures and bonds.

Mr. Shrividyesh Chaturvedi

Vice President
(Business Head-TW Product)

Mr. Shrividyesh Chaturvedi 

A finance industry veteran with over three decades of experience, Shrividyesh Chaturvedi rose from Field Officer to General Manager at Shriram Finance over 20+ years, and later built 34 branches into a ₹1,000+ crore portfolio as Business Head (North Zone) at a leading NBFC. A Law graduate with DRA certification, he brings deep expertise across vehicle finance, LAP, and business loans, with equal command over lending and recovery. At Amrit Malwa Capital, he leads the business function with a focus on sustainable, risk-calibrated growth.

Mr.Naveen Kirpal

Regional Sales Manager
(LAP & Housing Loans)

Mr. Naveen Kirpal 

A seasoned professional with nearly 20 years of experience across NBFCs, Banking, Insurance, and Telecom, Naveen Kirpal has held key roles at HDFC Bank, Capital First (now IDFC First Bank), HDB Financial Services, and PHF Leasing (now Credifin). At Amrit Malwa Capital, he leads LAP and Housing Loan business development across Punjab, U.P., and Himachal Pradesh, focused on building a strong, risk-calibrated portfolio with sustainable long-term growth.

Mr.Ashish Babbar

Vice President
(Business Head-EV Product)

 

Mr. Ashish Babbar 

An EV industry professional with 14+ years of experience, Ashish Babbar co-founded Oye Rickshaw, where he scaled the battery-swapping network to 100+ stations across Delhi NCR, after building his expertise in e-mobility product development and sales at Jangid Motors. At Amrit Malwa Capital, he leads EV sales, used two-wheeler sales, repossession operations, OEM tie-ups, and dealer relations — driving growth through strong networks and practical execution.

Mr. Dharminder Gulati

(Professional Consultant)

Mr. Dharminder Gulati 

Mr. Dharminder Gulati heads the Retail Investment Department at Amrit Malwa Capital Limited, bringing over 25 years of dedicated service and expertise to the organisation. He oversees the management of retail investment products, ensuring efficient fund mobilisation and sound financial oversight. Known for his commitment and leadership, he is passionate about continuous learning and values meaningful connections through community and cultural engagement.

Mr. Naveen Bhardwaj

AVP (Collection Head)

Mr. Naveen Bhardwaj 

Mr. Naveen Bhardwaj brings over two decades of vehicle finance experience with leading banks and NBFCs, including Equitas Small Finance Bank, IndoStar Capital Finance, Cholamandalam, IndusInd Bank, Tata Capital and L&T Finance. He holds deep expertise in collections and recovery management, spanning early delinquency, NPA resolution, legal recovery and settlements across Punjab and Himachal Pradesh. Having successfully led large multi-branch sales and collection teams throughout his career, he heads AMCL’s collections function with a focus on portfolio quality, timely recoveries and fair, customer-sensitive collection practices.

CA Ruchika Karir 

(Senior Manager – Internal Control & Finance)

CA Ruchika Karir

CA Ruchika Karir is a qualified Chartered Accountant with over five years of experience at Amrit Malwa and currently serves as Senior Manager – Internal Control & Finance. She began her journey managing co-lending transactions and now leads the company’s securitization and structured finance initiatives, including Direct Assignment (DA) and PTC,transactions. She also contributes to policy planning, internal controls, and financial governance.